About Fernando Pages Ruiz

Born in Buenos Aires, Argentina, Fernando Pages Ruiz immigrated to the United States in 1970 and became a US citizen in 1984. Over a 30-carear in construction, he has become a dedicated proponent of building innovation in low-cost housing.
Fernando Pages Ruiz is the author of numerous construction and home building books including: Building an Affordable House: A high-value, low-cost approach to building (2005) and Affordable Remodel: How to get custom results on any budget (2007) Here is a full list of books. He has also been featured in Fine Home Building and Pro Trade Craft.
A builder with extensive construction experience and an expert on how to cut costs and keep quality when building or remodeling. Fernando’s projects have won many awards, including the 2008 “Green Building Single Family House of the Year” and the 2007 “Workforce Housing Award” from the National Association of Home Builders.
In 2006, the Department of Housing and Urban Development’s PATH project chose him to build America’s first PATH Concept Home. A home that is affordable to purchase and to maintain and while meeting the criteria of LEED for Homes, ENERGY STAR, MASCO Environments for Living, and the NAHB’s Green Building certifications.
Building Affordable Homes - Affordability by Design
From the Author
When I started building affordable homes, I thought the ideal entry-level model for my area should include at least three bedrooms and cost about $75,000. But when I consulted the newspaper, I found that the least expensive new, three-bedroom house had an asking price of $120,000. My target seemed unreasonable, and perhaps unreachable. But, by using the design and construction techniques outlined in this book, I actually met and exceeded my goal. My first home sold for less than $75,000 and I made a profit. Ten years later, I still build for about $45 a square foot and have no trouble selling houses, even when the real estate market becomes sluggish.
Although I only earn between $8,000 and $12,000 on each house, the system I’ve developed makes it easy to build an average of 30 homes a year without the overhead of an office or staff. I know that bigger payouts are available in the home building industry. Indeed, during my 26 years as a home builder I have put up my share of big, luxury homes. But anyone who’s ridden the roller coaster of a boom-to-bust cycle knows the value of stability.
From a homebuilder’s perspective, competitive, affordable housing represents a basic business plan that blends curb appeal, useful floor space and a low price tag to guarantee quick sales. It’s a blueprint that takes the speculation out of spec building and provides the builder with an elusive commodity in the construction industry: peace of mind.
I have to admit that my first forays into affordable homebuilding came under the auspices of Uncle Sam. I discovered that government subsidies could turn any building project into a success by artificially lowering the sale price. It’s a lucrative game, and some of the most successful builders in the United States devote themselves almost exclusively to government-funded projects. But most builders are turned off to this market niche by the arcane accounting and tax schemes required. It’s a business geared more toward bookkeepers than craftsmen.
The idea of building affordable houses through clever paperwork rather than better building practices seems wrongheaded – after all; even the Taj Majal becomes “affordable” with enough government dough. But I wasn’t moved to put my opinions into action until the bounty of government grants and low-interest loans looked imperiled in the mid-1990s. I had a family to support, and I didn’t want to risk their future on shifting political tides. So, I set out to find ways of building economy without Big Brother. Since then, I have pursued a hard-cost, value-engineering approach to affordability.
Affordability by Design
The goal of affordability-by-design is creating high quality yet inexpensive homes through intelligent planning and construction, not taxpayer dollars. This book describes the art and science of affordable homebuilding through my experience and interviews with hundreds of affordable homebuilders throughout the nation. It explores a meticulous and fussy craft usually plied on entry-level housing, but useful at any price level. Even high-end builders can benefit by learning a few tricks from the masters of thrift, the value-conscious homebuilders and tradesmen whose advice and experience I’ve summarized in this book.
Although we tend to believe that the more we spend, the better we build, the opposite is often true. In the exploration of intelligent, efficient building practices, we can find the means to save money and other natural resources while providing a superior product for our customers.
This book “Building an Affordable Home” reveals the secrets of building better for less. Use it as a resource to explore the possibilities and develop your own cost-cutting approach, that balances marketability, quality and price. That’s a triple play that guarantees immediate success and a secure and sustainable outlook.
Consult with Fernando Pages Ruiz
Fernando is bilingual (Spanish and English) and consults internationally on how to build high-quality, affordable, and energy-efficient homes through intelligent planning and construction. Feel free to set an appointment. The first 15 minutes are free; if you want to work further, it’s $145 an hour.